Current CD Rates in Alabama: Term of 12-Months

CD Rates in Alabama are constantly changing, which is why it’s important to keep an eye on current offers. Whether you’re looking to open a new account or want to ensure the one you have is earning the highest rate available, reviewing rates in your state on a regular basis will help you maximize your deposits.

Below are the current 12-month CD rates in Alabama, along with a list of financial institutions that are providing the highest rates today.

Current Alabama 1-Year CD Rates

Number of 12-Month CD Accounts Available: 58

Lowest Rate on Record: 0.25% APY

Highest Rate: 2% APY

Today’s Average 12-Month CD Rate in Alabama: 0.88% APY

Banks and Credit Unions in Alabama with the Highest 12-Month CD Rates

Railway Employees Credit Union: 2%
Riverdale Credit Union: 1.5%
Acipco Credit Union: 1.26%
The First National Bank of Talladega: 1.25%
Iam Community Credit Union: 1.25%

Please note that the above rates are accurate as of July 13, 2011 but are subject to change at any time. Please verify rates with individual financial institutions before opening an account. Additionally, you can view the most up-to-date interest rate information for certificates of deposit across several terms by visiting the Alabama CD Rates page.

Related Rates Articles

Best Alabama Banking Rates

Featured Rate
CIT Bank	1.10% Date: May 14, 2012 View Rate Details
Ally Bank	1.09% Date: May 15, 2012 View Rate Details
Highest Rates Recent Rate Changes
Railway Employees Credit Union 12 Month CD Account	2.00% Date: May 16, 2012 View Rate Details
Riverdale Credit Union 2 Year CD Account	1.55% Date: May 4, 2012 View Rate Details
The Infirmary Federal Credit Union 2 Year CD Account	1.30% Date: May 14, 2012 View Rate Details
Shoreline Credit Union - Mobile, Alabama 2 Year CD Account	1.26% Date: May 16, 2012 View Rate Details
The First National Bank of Atmore 2 Year CD Account	1.16% Date: May 7, 2012 View Rate Details
Alabama Central Credit Union 2 Year CD Account	1.16% Date: May 7, 2012 View Rate Details
Valley Credit Union Alabama 12 Month CD Account	0.55% to 0.46% Date: May 11, 2012
Wiregrass Credit Union 12 Month CD Account	0.92% to 0.90% Date: May 7, 2012
Riverdale Credit Union 2 Year CD Account	1.55% to 1.00% Date: May 4, 2012
New Horizons Credit Union - Mobile, Alabama 12 Month CD Account	0.65% to 0.61% Date: May 4, 2012
Army Aviation Center Credit Union Savings Account	0.35% to 0.25% Date: May 4, 2012
First Southern Bank Alabama 12 Month CD Account	0.30% to 0.25% Date: May 1, 2012

See All Banking Rates

Check rates in these cities in Alabama: See Cities